Emergency Service Organization Workers' Comensation Purchasing Group

What is a Purchasing Group?

State law allows employers in similar industries to reduce their workers' compensation premiums by purchasing their coverage as a group. Purchasing groups provide the most cost-effective and advantageous workers' compensation insurance options available.

With the Emergency Service Organization workers' compensation purchasing group, you'll save money and get great coverage for your employees and volunteers. More than 450 emergency service organizations in Texas have joined the ESO Workers’ Compensation Purchasing Group.

What's in it for you?

Receive an up-front 10.80% premium discount.
Receive an additional 12% discount for choosing the health care network option (for qualifying policyholders).
Potential to receive individual policyholder dividends AND purchasing group dividends (over $515,000 to-date in group dividends). *
Industry-specific safety plan, interactive safety tools at www.texasmutual.com and loss prevention seminars.
You retain your own policy and loss experience.
You maintain your long-standing relationship with your insurance agent.

How can you find out if you qualify?

The ESO Purchasing Group is open to eligible chartered, non-profit fire departments and EMS organizations in the state of Texas. Qualifying class codes included in the ESO Purchasing Group are 7704 and 7720. Have your agent contact Texas Mutual group underwriter Dick Dathe at 512-505-6116 and ask for a no obligation quote in the ESO Purchasing Group. Or contact us for more information.

Grant Assistance

Rural fire departments may be eligible for grant funding assistance from the Texas Forest Service under HB3667. This grant will reimburse your premium cost up to $85.00 per firefighter for calendar year 2010. This grant is available to any chartered, non-profit volunteer fire department that participates in a firefighter certification program and has 20 or less paid members. Click here for more information on this grant.

* Past dividends are not a guarantee of future dividends. The Texas Department of Insurance must approve all dividends.