​$2,400,538 Paid in dividends since 2002!

WHAT IS A WORKERS COMPENSATION SAFETY GROUP?

State law allows employers in similar industries to reduce their workers' compensation premiums by purchasing their coverage as a group. Group purchase programs provide the most cost-effective and advantageous workers' compensation insurance options available.

With the Emergency Service Organization Workers' Compensation Safety Group, you'll save money and get great coverage for your employees and volunteers. More than 680 emergency service organizations in Texas have already joined the ESO Safety Group. 

DIVIDENDS

When you enroll your client in a safety group, they have the potential to earn an additional dividend based on the group’s performance. See the group's last five years of dividends:
​
Year  Dividend
2019    $90,363
2018  $268,718
2017  $243,046
2016  $511,748
2015  $229,680
​
*Dividends are based on performance and are not guaranteed.
​

What's in it for you?

  • Receive an up-front 12.2% to 12.4% premium discount.
  • Receive an additional 12% discount for choosing the health care network option (for qualifying policyholders).
  • Potential to receive individual policyholder dividends AND group dividends (over $2,400,538 paid to-date in group dividends). *
  • Industry-specific safety plan, interactive safety tools at www.texasmutual.com and loss prevention seminars.
  • You retain your own policy and loss experience.
  • You maintain your long-standing relationship with your insurance agent.

*Note: Past dividends are not a guarantee of future dividends and the Texas Department of Insurance must approve all dividends.

How can you find out if you qualify?

The ESO Safety Group is open to eligible chartered, non-profit fire departments,  non-profit EMS organizations, and private ambulance companies in the state of Texas. Qualifying class codes included in the ESO Group are 7704 and 7720. Have your agent contact Texas Mutual group underwriter Courtney Palmer at 512-224-6037 and ask for a no obligation Quote in the ESO Group. Or CONTACT US for more information.

Grant Assistance

Rural fire departments may be eligible for grant funding assistance from the Texas Forest Service under HB3667. This grant is available to any chartered, non-profit volunteer fire department that participates in a firefighter certification program and has 20 or less paid members.  For 2020, the reimbursement is $175 per firefighter.

CLICK HERE for more information on this grant.